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From Home Furnishing Business
Synchrony Announces Launch of RH Credit Card
April 14,
2026 by Karen Parrish in Business Strategy, Industry 
Synchrony, a leading consumer financing company, announced the launch of the RH Credit Card, a new financing solution designed for RH (NYSE: RH), a leading luxury home furnishings brand, to complement the RH experience and support clients as they furnish and complete thoughtfully-curated, design-driven spaces. The new RH Credit Card program offers cardholders a range of promotional financing options for purchases made at RH Galleries and Outlets across the U.S. and online at RH.com.
The new credit card is also fully integrated with the RH Members Program which offers Members a variety of benefits, including 30% savings on everything RH* and exclusive interior design services. RH Members enjoy Preferred Financing offers with exceptional rates online and in galleries.
The credit application process is fully integrated across channels into the customer journey from prequalification to application with decisions in minutes. RH will also have access to Synchrony PRISM, an industry-leading credit decisioning system that evaluates more than 9,000 data attributes to give a more holistic view of a consumer's creditworthiness, helping to ensure responsible lending and credit access.
"RH has built one of the most distinctive luxury home furnishings brands in the world, and we're proud to be the exclusive issuer of the new RH Credit Card," said Curtis Howse, EVP and CEO, Home & Auto, Synchrony. "This partnership reflects Synchrony's deep expertise in home furnishings and our commitment to delivering flexible financing options that help make it easy for RH clients to create an inspired home, whether they are shopping in-store or online."
This partnership with RH further expands Synchrony's presence in the home furnishings market, where the company currently partners with the majority of Furniture Today's Top 100 retailers.