Daily News
From Home Furnishing Business
Wonder Announces Partnership with FormPiper & LendingClub Bank
January 20,
2026 by Karen Parrish in Business Strategy, Industry 
Wonder, the retail sales acceleration platform and subsidiary of publicly-traded GigaCloud Technology Inc., announced a strategic partnership with FormPiper and LendingClub Bank, subsidiary of LendingClub Corporation, to deliver a fully integrated multi-tier consumer financing platform to furniture retailers nationwide.
The partnership combines Wonder's in-store sales technology - including digital kiosks and mobile apps serving thousands of furniture retailers - with FormPiper's waterfall fintech platform and LendingClub's innovative lending solutions. Together, the companies are making sophisticated financing tools, previously available only to mass merchants, accessible to independent retailers at no additional cost.
Solving a Critical Industry Gap
Until now, only large enterprise retailers could afford financing waterfall technology that routes consumers through multiple lenders to maximize approvals. Waterfall technology providers have been acquisition targets by lenders, resulting in consolidation and an illusion of choice. Small and medium-sized furniture stores have historically been limited to fragmented single-lender applications, often losing sales when customers don't qualify.
The new platform changes this by offering a complete spectrum of financing options through a single, seamless workflow integrated directly into Wonder's existing retail systems. Wonder’s endless aisle kiosk technology then delivers a personalized experience based on approval amounts and terms.
"This partnership levels the playing field for independent retailers," said Kaspar Fopp, CEO of Wonder. "We're enabling furniture stores of all sizes to say 'yes' to more customers by offering the same sophisticated financing options that were previously exclusive to big-box competitors. This directly translates to higher approval rates and increased average order values."
Fast, Frictionless Financing through LendingClub
LendingClub is our premier lending partner, delivering innovative products, frictionless experiences, and advanced underwriting. With more than $100 billion in originations since 2007, LendingClub’s credit models are informed by over 150 billion cells of proprietary data derived from tens of millions of repayment events across economic cycles. Through the bank’s innovative platform, customers can instantly discover available financing options with no impact to their credit score, and applying for an offer takes just minutes.
"For over two decades, LendingClub has led the way on credit underwriting and customer experience in online lending," said Steve Mattics, LendingClub’s chief lending officer. "This partnership brings our expertise to Wonder’s platform, helping furniture retailers drive meaningful growth through better financing options and superior customer experience."
Fintech Platform As Backbone To This Solution
FormPiper's technology serves as the integration backbone, connecting multiple lending partners while maintaining optimal user experience and maximizing conversion rates.
"We're not just connecting systems - we're proud to say we’re creating entirely new possibilities for how retailers can grow their business," said Brad Parker, CEO and Founder of FormPiper. "Our platform's ability to intelligently route applications through multiple lenders while maintaining a frictionless customer experience makes this kind of comprehensive solution possible."
Immediate Availability
The integrated platform soft-launched in Q4 2025 and is now rolling out across Wonder's extensive retail technology network. The solution is included in Wonder's standard subscription service at no additional cost, regardless of subscription tier.