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From Home Furnishing Business
Costco & Affirm Team to Bring Purchase Payment Plans to Consumers
May 18,
2025 by Karen Parrish in Business Strategy, Industry 
Picnic season is almost here. Summer is just around the corner... Did I hear you say you want some outdoor patio furniture?
Costco & Affirm have teamed up to make that easier than ever with a pay-over-time team-up that makes purchasing big-ticket items easier than ever.
Affirm, the payment network that empowers consumers and helps merchants drive growth, and Costco Wholesale Corporation, the world’s third-largest retailer, announced a multi-year partnership naming Affirm as a pay-over-time provider for Costco.com in the U.S. Starting today, Costco members shopping online can use Affirm at checkout to pay over time without any late or hidden fees.
Consumers spent approximately $250 billion stocking up on everyday essentials and investing in big-ticket items at Costco warehouses and online in fiscal year 2024, which ended on September 1, 2024. Now, after going through a quick, real-time eligibility check, approved Costco members can choose from Affirm’s personalized monthly payment plans for purchases ranging from $500 to $17,500. These plans feature transparent pricing and credit offers—including APR discounts.
“As summer approaches, we're seeing more consumers turn to Affirm to prepare for the season ahead—whether it's outdoor entertaining essentials, like a new barbecue or patio furniture, a storage shed, or a new set of appliances,” said Pat Suh, Affirm’s SVP of Revenue. “Costco members in particular know the value of planning ahead and buying in bulk. We're excited to offer them an alternative to traditional credit, helping them confidently manage their spending on larger purchases without hidden fees.