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From Home Furnishing Business

RoomPlace Expands Secondary Financing Options

The RoomPlace, a retailer with stores in the Chicago and Indianapolis markets, has expanded its secondary financing programs to allow extended terms and lower monthly payments to credit-challenged customers.

RoomPlace officials said the new programs include a 31-month financing plan through Genesis Financial, with a four percent minimum monthly payment, or an 18-month plan through Great America Finance Company.

Officials said these financing options are the first of its kind in the furniture industry and move customers past standard six- or 12-month plans.

“We understand that a furniture purchase can be a significant investment and want to make it an affordable option for our customers, even those with less than perfect credit," said Paul Adams, CEO of The RoomPlace. "Our financing options cater to our shoppers' individual circumstances and preferences to help them furnish their home, as we believe you should love your furniture and not have to worry about large monthly payments."

In addition to the new financing options, Adams said The RoomPlace allows shoppers to combine promotional discounts with financing options, to further help make furniture purchases possible.

Standard financing through Alliance Data Systems is also available via The RoomPlace credit card, which offers six- to 72-month financing options to those who qualified.

The RoomPlace operates 25 stores in the Chicago and Indianapolis markets. 







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